Terms & Conditions

Eligibility

By using this service, you confirm that you are of legal age in your country to participate in this program, with a minimum age requirement of 18 years.

Private Membership

xyo-flow.com is a private platform accessible only to qualified members and their invited individuals. All deposits are treated as private transactions between xyo-flow.com and the respective Member.

Legal Status

This program operates as a private transaction service and is exempt from:

• The US Securities Act of 1933
• The US Securities Exchange Act of 1934
• The US Investment Company Act of 1940

We are not FDIC insured and do not operate as a licensed bank or security firm.

Confidentiality

All information, communications, and materials from xyo-flow.com are:

• Unsolicited
• Must be kept private and confidential
• Protected from unauthorized disclosure

This information should not be interpreted as an investment offer or solicitation in jurisdictions where such offers are unlawful.

Data Privacy

Member data provided to xyo-flow.com will:

• Be used exclusively for private purposes
• Not be disclosed to third parties
• Be protected, though xyo-flow.com is not liable for data loss

Investment Risks

By using our services, you acknowledge and agree that:

• You invest at your own risk
• Past performance does not guarantee future results
• Information provided is for educational purposes, not investment advice
• All principals and members are held harmless of liability

Platform Rules

The following rules must be observed:

• No SPAM or unsolicited commercial communications
• Contact administration before posting negative reviews
• Comply with all local, national, and international laws
• Terms may be modified without notice at our discretion

Rights Reserved

xyo-flow.com reserves the right to:

• Accept or decline membership without explanation
• Modify rules, commissions, and rates without notice
• Take action against rule violations